Expertise
Real Estate Law and Finance, Bankruptcy, and Debt Instruments
Education
- Doctor of Philosophy (Ph.D.) Student: Finance, University of Massachusetts Lowell
- Juris Doctor (J.D.) - Brooklyn Law School
- Master of Business Administration (M.B.A.) - University of Massachusetts Lowell
- Master of Science (M.S.): Finance - University of Massachusetts Lowell
- Bachelor of Arts (B.A.): Environmental Studies - Franklin and Marshall College
Biosketch
Ray has 30 years of experience in law, business and real estate. A former federal prosecutor, he now provides support to banks and private lenders on a variety of retail and commercial loans, transaction-specific structures, and participation agreements, as well as recovery and compliance-related matters. Ray is licensed to practice law in New Hampshire, New Jersey, New York and Massachusetts, and is also a Massachusetts real estate broker and title insurance agent. In addition to his law practice, Ray serves as an officer and director at a biopharmaceutical startup developing metastatic cancer therapies and as a Director at the non-profit Northeast Legal Aid in Massachusetts.